Member News March 19

Celebration of Life for candle
Gail Tufts of RE/MAX On the River

RE/MAX On the River will hold a celebration of Gail’s life at their offices at 11 Market Square tomorrow,  Thursday, from 4:00-6:00 PM.  All REALTORS, and those in the industry, that knew Gail are invited to join us to share memories, stories, and smiles about life with Gail. Gail’s brother will also be attending.  Refreshments will be served.

Tomorrow at GNAR:
Membership Meeting
 at 8:45am 

David Lops of Mortgage Financial, Inc. and Barret Eliot of Birchwood Credit Services

Join us on Thursday morning at 8:45am for refreshments provided by Liz Ryan of Guaranteed Rate.  Speaker topic will be at 9am with a Q&A to follow. David Lops of Mortgage Financial and Barret Elliot of Birchwood Credit Services, Inc., will review how credit scores work, how they are computed, what information is used to develop the credit score, and how to help consumers correct errors on their credit reports ( in order to correctly reflect and maximize their credit scores).   Small changes on a consumer’s credit report can create dramatic increases in credit scores. These increased credit scores represent the consumer’s “true score” which could be artificially depressed by credit report errors or mismanagement.  Because of dramatic changes in the mortgage industry, it has become significantly more difficult to obtain a new mortgage or competitive rate refinance without the highest of FICO credit scores. Come learn how to manage clients expectations and how important their credit score is when bringing a potential transaction to a closed sale.

2014 Meeting Schedule
Mark Your Calendars . . . 

Please mark your calendars each month for the following: Two Member Meetings Per Month – First and Third Thursdays (to see what’s scheduled at GNAR see EVENTS and HAPPENINGS on the website or this link will bring you to the page:  These meetings begin with refreshments at 8:45am and speaker at 9am sharp.   Monthly Education Offerings at GNAR – CEU Classes, MLS PIN Training, and Lunch and Learns.  To see what the Education Committee has planned for CEU classes, see EDUCATION and 2014 Calendar of Professional Development on the website or this link:  Registration now open for April 7 Fair Housing class. Member & Affiliate Mixers – The last Thursday of each month will be an Affiliate Mixer.  The last one at Ten Center Street was very well received and future events will include appetizers and door prizes.  We look forward to sharing the location each month when the calendar is finalized.

 In the meantime, mark your calendar for March 27 at the Starboard Galley.  Mixer is 5:30pm to 7:30ish

FROM the National Association of REALTORS®

FHA Dual Agency Remains Permissible
HUD has delayed its plan to prohibit dual agency on FHA short sales and is working with NAR to develop a policy that addresses NAR’s concerns over the impact such a prohibition would have on communities.

FHA Proposal Eliminates Post-payment Charges
HUD is proposing to eliminate “post-payment interest charges” on FHA loans that consumers pay off. NAR supports eliminating the charges, which are unique to FHA loans and amount to a prepayment penalty. For more info on either of these FHA topics, contact Sarah Young, National Association of REALTORS, 202/383-1233.

GNAR Professional Development

Fair Housing RE19RC08- April 7

Join us on April 7 when Ann Seligsohn joins us from The Fair Housing Center of Greater Boston providing in-depth instruction on this important topic.  April is NAR’s Fair Housing Month, be in the know and attend class on April 7th.  Enroll using either the button on the home page of or this link:

MLS PIN Classes April 16

Course Site Date & Start Time
Moving Forward: Listings Management, Public Records, and More Tools Greater Newburyport Association of REALTORS® 04/16/2014 9:30 AM Sign Up
Getting Started: Contact Management Greater Newburyport Association of REALTORS® 04/16/2014 12:30 PM Sign Up



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